Terms + Conditions

By accessing or using this website, you agree to the following terms and conditions. Please read them carefully.


Use of This Website

All content on this site is provided for informational and educational purposes only. You agree to use this website in a respectful, lawful manner.


Digital Products + Downloads

All products sold on Carmel Creates are digital downloads.

  • No physical items will be shipped

  • All sales are final due to the nature of digital products

  • Files are delivered electronically after purchase

Please ensure your email address is entered correctly at checkout.


Refund Policy

Due to the instant access of digital products, refunds or exchanges are not offered.

If you experience issues accessing your files, please contact me and I’ll be happy to help.


Intellectual Property

All content, designs, templates, graphics, text, and downloads are the property of Carmel Creates and are protected by copyright law.

You may:

  • Use purchased templates for your own personal or business content

You may not:

  • Resell, redistribute, share, or sublicense templates

  • Claim the designs as your own

  • Use templates to create competing products


User Responsibility

You are responsible for how you use the content and templates purchased or accessed through this site. Carmel Creates is not responsible for individual results, platform changes, or algorithm outcomes.


Limitation of Liability

Carmel Creates is not liable for any direct or indirect damages resulting from the use of this website, products, or content.

All tools and resources are provided “as is” without guarantees of specific results.


Changes to These Terms

These Terms & Conditions may be updated at any time. Continued use of the site constitutes acceptance of any changes.


Contact

If you have questions about these Terms & Conditions, please reach out via the contact page..